I don't have your woobie, honest Kaleb.
Just me and my main man Kaleb hanging out in our air-conditioned house, cause it's definitely tooooo hot to be outside!

How Hot Is It??

It's so hot the trees are whistling for dogs.



Joking aside it really is a great feeling knowing you have a house of your own. However you do need to be careful whether you are buying or refinancing a home, as there are some unscrupulous people that will take advantage of the misinformed. I recommend you check out the list of DON'TS to avoid and other helpful information from the * PACB Report: "Be Smart When Buying a Home".


Grrrreat   Link Directory:

* PACB Report: "Identity Theft is Still a Booming Business"
* "A FUN Identity Quiz"
* "Identity Theft - Fighting Back ..."
* "Recover from Identity Theft"
* "U. S. Department of Justice - Identity Theft and Identity Fraud"
* "ATM Fraud"
* "Sound Phishy - It probably is"

* PACB Report: "Is Your Money Protected?"
* "FDIC.GOV Answers Your Questions"
* PACB Report: "Using Credit Wisely".
* PACB Report: "Is Insurance Really Necessary?"
* PACB Report: "Have You Prepared Your Will?"
* PACB Report: "Financial Facts of Life"
* PACB Report: "Living on a Budget"

* PACB Report: "Don't Be Taken in by Phony Charities"
* PACB Report: "Financial Tips Checklist To Fall Back"
* PACB Report: "HELOC and Do You Need One?"
* PACB Report: "Are Extra Mortgage Payments An Option?"
* PACB Report: "Understanding Your Checking Account"
* PACB Report: "What's Your Financial Vocabulary IQ?"
* PACB Report: "What The Subprime Lending Crisis Means To You"

* PACB Report: "Choosing a Nursing Home"
* "Link to Nursing Home Compare Sheet",
* "Nursing Home Checklist",
* "Microsoft Personal Monthly Budget",
* "Nolo: Law Books, Legal Forms and Legal Software" , and
* "Draft Your Will...Before It's Too Late" .
* National Presidents Challenge/A New Fitness Program
* CNN Money Magazine - Get Out Of Debt
* Easy Green Living
* Life Organizers
* Success Consciousness - Positive Thinking
* The Exercise Habit
* Exercise Your Dog
* Spring Cleaning

Tax Fraud, Scams, and useful Tax Information:
* Tax Questions Answered @ "www.irs.gov"
* Tax Information for Individuals
* Tax Time Means Fraud Time by Brian Krebs of Washington Post
* 2007 "Dirty Dozen" Tax Scams
* How to Protect Yourself from Suspicious E-Mails or Phishing Schemes by IRS


* Please be advised that you are leaving The Neffs National Bank website at www.neffsnatl.com to a link listed on this web page. We are not liable for the content, inaccuracies, errors, omissions or opinions expressed on these websites. We are merely providing the Internet link to these sites for your convenience. Any questions or comments concerning these external sites should be directed to them directly.

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