Where's The Turkey?
"Next year I'm starting a Christmas Club to make sure I don't end up like my friend Verna – looking for some extra cash for presents."

For more ideas and money saving tips for this Christmas and those to come, check out PACB's * "Money Saving Tips for Christmas".  I still have a back-rub coupon from Kaleb that I'm saving for Christmas Eve.

A very Merry Christmas and Happy New Year to you and yours from me and mine...Buddy


Grrrreat   Link Directory:
* "Protect Yourself From Identity Theft"
*"Practical Financial Literacy"
*PACB Report: "Refinancing by the Numbers"
* PACB Report: "Be Smart When Buying a Home"
* PACB Report: "Identity Theft is Still a Booming Business"
* "A FUN Identity Quiz"
* "Identity Theft - Fighting Back ..."
* "Recover from Identity Theft"
* "U. S. Department of Justice - Identity Theft and Identity Fraud"
* "ATM Fraud"
* "Sound Phishy - It probably is"

* PACB Report: "Is Your Money Protected?"
* PACB Report: "What Is Your Consumer IQ?".
* "FDIC.GOV Answers Your Questions"
* PACB Report: "Using Credit Wisely".
* "Federal Trade Commission - Free Credit Report"
* PACB Report: "Is Insurance Really Necessary?"
* PACB Report: "Have You Prepared Your Will?"
* PACB Report: "Financial Facts of Life"
* PACB Report: "Living on a Budget"

* "CDC Emergency Preparedness & Response Tips"
* PACB Report: "Don't Be Taken in by Phony Charities"
* PACB Report: "Financial Tips Checklist To Fall Back"
* PACB Report: "HELOC and Do You Need One?"
* PACB Report: "Are Extra Mortgage Payments An Option?"
* PACB Report: "Understanding Your Checking Account"
* PACB Report: "What's Your Financial Vocabulary IQ?"
* PACB Report: "What The Subprime Lending Crisis Means To You"

* PACB Report: "Choosing a Nursing Home"
* "Link to Nursing Home Compare Sheet",
* "Nursing Home Checklist",
* PACB Report: "Making Funeral Arrangements in Advance"
* "Draft Your Will...Before It's Too Late" .

* "Holiday Shopping Safety Tips".
* "Overdraft Protection Programs".
* "Microsoft Personal Monthly Budget",
* "Nolo: Law Books, Legal Forms and Legal Software" , and
* "National Presidents Challenge/A New Fitness Program"
* "CNN Money Magazine - Get Out Of Debt"
* "Easy Green Living"
* "Life Organizers"
* "Success Consciousness - Positive Thinking"
* "The Exercise Habit"
* "Exercise Your Dog"
* "Hot Weather and Your Pets".
* "Spring Cleaning"

Tax Fraud, Scams, and useful Tax Information:
* Tax Questions Answered @ "www.irs.gov"
* Tax Information for Individuals
* Tax Time Means Fraud Time by Brian Krebs of Washington Post
* 2007 "Dirty Dozen" Tax Scams
* How to Protect Yourself from Suspicious E-Mails or Phishing Schemes by IRS

* Please be advised that you are leaving The Neffs National Bank website at www.neffsnatl.com to a link listed on this web page. We are not liable for the content, inaccuracies, errors, omissions or opinions expressed on these websites. We are merely providing the Internet link to these sites for your convenience. Any questions or comments concerning these external sites should be directed to them directly.

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