Neffs Bancorp, Inc.
And
The Neffs National Bank

John J. Remaley
John F. Simock
Kevin A. Schmidt
Dean H. Snyder
Robert B. Heintzelman
Mary Ann Wagner
John F. Sharkey, Jr.
Duane A. Schleicher

Officers of the Corporation

John J. Remaley
President


Kevin A. Schmidt
Vice President

David C. Matulevich
Secretary/Treasurer



Officers of the Bank


John J. Remaley
Chairman of the Board
Kevin A. Schmidt
President and
Chief Executive Officer

Michael J. Bailey
Executive Vice President and
Chief Operating Officer/Cashier
Carol L. Jones
Operations Officer and
Assistant Cashier







    Each depositor insured to at least $250,000