Neffs Bancorp, Inc.
And
The Neffs National Bank

Herman P. Snyder
John J. Remaley
John F. Simock
Kevin A. Schmidt
Robert B. Heintzelman
Mary Ann Wagner
John F. Sharkey, Jr.
Duane A. Schleicher

Officers of the Corporation

John J. Remaley
President


Herman P. Snyder
Vice President

Kevin A. Schmidt
Treasurer
David C. Matulevich
Secretary

Officers of the Bank


Herman P. Snyder
Chairman of the Board
John J. Remaley
President

Kevin A. Schmidt
Executive Vice President and
Chief Executive Officer
Michael J. Bailey
Chief Operating Officer and
Cashier

Carol L. Jones
Operations Officer and
Assistant Cashier





    Each depositor insured to at least $250,000