Deposit Products - Checking Accounts

The Neffs National Bank offers three different types of checking accounts: Regular Checking, NOW Account, and Super NOW Account.  Checking account customers are required to pay for the printing of checks and deposit tickets.  With a wide variety of checks to choose from, you can pick the style that best meets your needs. 

Free Checking Account

Our Regular Checking account has the following features:

  • No minimum balance
  • No monthly service fees
  • Unlimited check writing privileges

NOTICE:  By federal law, as of 1/1/2013, funds in a non-interest bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category.  For more information visit *http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

Interest Checking

For our customers who prefer the benefits of our checking account plus earned interest, we offer interest bearing checking accounts. The features of these accounts are:

NOW Accounts

  • $1,000 minimum balance
  • $5.00 per month charge if balance falls below the minimum**
  • $0.15 per check charge if balance falls below the minimum balance**

Super NOW Accounts

  • $2,500 minimum balance
  • $5.00 per month charge if balance falls below the minimum**
  • $0.15 per check charge if balance falls below the minimum balance**

**Fees could reduce the earning on these accounts.

To view our current rates click here or for more information contact us at 610-767-3875