Deposit Products - Free Savings and Club Accounts

Free Savings Accounts

    • No minimum opening balance requirements
    • A $10.00 balance must be maintained to earn interest
    • No monthly service fee
    • Unlimited number of deposits, withdrawals, and transfers in person, by mail, or by ATM
    • Up to six transfers per month1 using preauthorized withdrawals, online banking or telephone banking (BankLine)

1Federal Regulation limits account to allow only 6 transfers from your account each month. A fee of $5.00/item is charged for excess monthly debits. Over-the-counter and ATM withdrawals do not count toward these limits.

Christmas/Vacation/Tax Club Accounts

  • No minimum opening balance requirements
  • No monthly service fee
  • Affordable and popular
  • A $10.00 balance must be maintained to earn interest
  • Choice of payment amount—minimum of $1.00
  • Choice of periodic payment—weekly, bi-weekly, monthly
  • Interest is paid annually

Our Christmas Club begins the fourth week of October and is paid out on the second week of October of the following year. Vacation and Tax Clubs begin the fourth week of March and are paid out on the second week of March of the following year.  Please view and/or print current Weekly Club Payment Schedule. The club term varies according to when the account is opened. A penalty will be assessed for early withdrawal.

To view our current rates click here or for more information contact us at 610-767-3875