Deposit Rates

Checking and Savings Account Rates:

Product Type

Minimum Balance

Interest Rate/APY

Regular Checking
No minimum balance
Not Applicable
NOW Checking**
$1,000.00
0.05%*
Super NOW Checking**
$2,500.00
0.10%*
Statement Savings & Kids Klub
$10.00 to earn interest
0.20%*
Christmas & Vacation Clubs**
$10.00 to earn interest
0.20%*

Money Market Rates:

Tier Balance

Interest Rate

APY

$10 to $24,999.99
0.10%
0.10%*
$25,000 to $49,999.99
0.15%
0.15%*
$50,000 to $99,999.99
0.20%
0.20%*
$100,000 to 249,999.99
0.25%
0.25%*
$250,000 and above
0.30%
0.30%*

Certificate of Deposit Rates: ***

Term

Interest Rate

APY

Minimum Balance

6 Months
0.30%
0.30%*
$1,000.00
12 Months
0.35%
0.35%*
$1,000.00
18 Months
0.45%
0.45%*
$1,000.00
21 Months
0.45%
0.45%*
$1,000.00
24 Months
0.60%
0.60%*
$1,000.00
30 Months
0.60%
0.60%*
$1,000.00
36 Months
0.65%
0.65%*
$1,000.00
48 Months
1.40%
1.40%*
$1,000.00
60 Months
1.99%
2.00%*
$1,000.00

Individual Retirement Account Rates: ***

Term

Interest Rate

APY

Minimum Balance

18 Months
0.45%
0.45%*
$250.00
24 Months
0.60%
0.60%*
$250.00
30 Months
0.60%
0.60%*
$250.00
36 Months
0.65%
0.65%*
$250.00
48 Months
1.40%
1.40%*
$250.00
60 Months
1.99%
2.00%*
$250.00

 

Please Note: For 60 month IRAs opened August 1, 2010 and thereafter, an interest rate step-up is available once during each term.


    *APY - Annual Percentage Yield. Interest rates are subject to change daily. APY accurate as of 12/18/2014.
  **Fees could reduce the earning on these accounts.
***There is a penalty for early withdrawal from Certificates of Deposit/IRAs.