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Deposit Rates
Checking and Savings Account Rates:
Product Type |
Minimum Balance |
Interest Rate/APY |
|
Regular Checking
|
No minimum balance
|
Not Applicable
|
|
NOW Checking**
|
$1,000.00
|
0.05%*
|
|
Super NOW Checking**
|
$2,500.00
|
0.15%*
|
| Statement Savings & Kids Klub |
$10.00 to earn interest
|
0.20%*
|
|
Christmas & Vacation Clubs**
|
$10.00 to earn interest
|
0.20%*
|
Money Market Rates:
Tier Balance |
Interest Rate |
APY |
|
$10 to $24,999.99
|
0.20%
|
0.20%*
|
|
$25,000 to $49,999.99
|
0.20%
|
0.20%*
|
|
$50,000 to $99,999.99
|
0.30%
|
0.30%*
|
|
$100,000 to 249,999.99
|
0.30%
|
0.30%*
|
|
$250,000 and above
|
0.35%
|
0.35%*
|
Certificate of Deposit Rates: ***
Term |
Interest Rate |
APY |
Minimum Balance |
|
6 Months
|
0.20%
|
0.20%*
|
$1,000.00
|
|
12 Months
|
0.25%
|
0.25%*
|
$1,000.00
|
|
18 Months
|
0.35%
|
0.35%*
|
$1,000.00
|
|
21 Months
|
0.40%
|
0.40%*
|
$1,000.00
|
|
24 Months
|
0.45%
|
0.45%*
|
$1,000.00
|
|
30 Months
|
0.50%
|
0.50%*
|
$1,000.00
|
|
36 Months
|
0.55%
|
0.55%*
|
$1,000.00
|
|
48 Months
|
0.80%
|
0.80%*
|
$1,000.00
|
|
60 Months
|
1.15%
|
1.15%*
|
$1,000.00
|
Individual Retirement Account Rates: ***
Term |
Interest Rate |
APY |
Minimum Balance |
|
18 Months
|
0.35%
|
0.35%*
|
$250.00
|
|
24 Months
|
0.45%
|
0.45%*
|
$250.00
|
|
30 Months
|
0.50%
|
0.50%*
|
$250.00
|
|
36 Months
|
0.55%
|
0.55%*
|
$250.00
|
|
48 Months
|
0.80%
|
0.80%*
|
$250.00
|
|
60 Months
|
1.15%
|
1.15%*
|
$250.00
|
Please Note: For 60 month IRAs opened August 1, 2010 and thereafter, an interest rate step-up is available once during each term.
*APY - Annual Percentage Yield. Interest rates are subject to change daily. APY accurate as of 05/09/2013.
**Fees could reduce the earning on these accounts.
***There is a penalty for early withdrawal from Certificates of Deposit/IRAs.
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