Consumer Credit

Personal Loans       
  • Unsecured with limit of $5,000.00: 13.50% APR* with monthly payment terms arranged       
  • Unsecured Line of Credit with a limit of $5,000.00: Prime + 6% margin
Automobile Loans       
  • Used: 8.00% APR* with monthly payment terms arranged       
  • New: 7.00% APR* with monthly payment terms arranged       
  • New: 7.25% APR* with monthly payment terms arranged
Mobile Home Loans       
  • New: 10.25% APR* with monthly payment terms arranged       
  • Used: 11.25% APR* with monthly payment terms arranged
Home Equity Loans-Installments       
  • 6.25% APR* with a maximum term of 60 months**       
  • 6.75% APR* with a maximum term of 120 months**       
  • Line of Credit: Prime +0% margin
Real Estate Mortgages       
  • 5.900% Interest Rate (Up to 180 Months)       
  • 6.100% APR* with monthly payment terms arranged
          
  • 6.050% Interest Rate (181 Months to 240 Months)       
  • 6.243% APR* with monthly payment terms arranged
          
  • 6.250% Interest Rate (241 Months to 360 Months)       
  • 6.423% APR* with monthly payment terms arranged
We also offer debt consolidation loans, recreational vehicle loans and construction mortgages.


Commercial Credit

We offer the following Commercial Loans
  • Vehicle
  • Equipment
  • Working Capital
  • Mortgages/Equity
  • Lines of Credit
For rates and terms, please contact us.


We have provided a Loan Calculator so that you can calculate your loan payments.   If you have any questions on these products or services, please call us at (610) 767-3875 or e-mail us by clicking here.

* APR - Annual Percentage Rate. Interest rates are effective as of 09/04/08 and are subject to change. Interest rates for Personal, Automobile, Mobile Homes, Commercial Vehicles, and Equity Loans can be reduced by .25% if payments are automatically deducted from your Neffs Bank Checking or Savings Accounts.

**Example: The monthly payment per $10,000 borrowed at 6.25% APR for 60 months would be $194.49. The monthly payment per $10,000 borrowed at 6.75% for 120 months would be $114.82.


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