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Neffs Bancorp, Inc. is a Pennsylvania business corporation, which is registered as a bank holding company under the Bank Holding Company Act of 1956. The corporation was incorporated on March 24, 1986 and became an active bank holding company on October 31, 1986. You can access additional information about Neffs Bancorp, Inc., including Ownership Reports as disclosed in SEC-Section 16, from the * Securities and Exchange Commission website. Our Code of Ethics Policy is also available through the above link in Exhibit 14 of the 2003 10K. The Neffs National Bank, a subsidiary of Neffs Bancorp, Inc., is committed to serving the financial needs of our clients and local communities with high quality customer focused service and maximizing long-term shareholder value. The Audit Committee Charter can be found at the following link Neffs Bancorp Audit Committee Charter.Neffs Bancorp, Inc. year end documents can be found at the following links: 2008 Annual Report
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