Young Adult Savers

As a young adult, you have an opportunity to take early control of the financial side of your life. Here at The Neffs National Bank we value your business and offer special products/services for the young adult saver. These include a special Teen Certificate of Deposit program (for ages 13 to 19).

*Teen Special Certificates of Deposit

The Teen Special certificates of deposit offer the same great interest rates as our regular certificates of deposit: the only difference is a lower opening deposit amount. This CD is for young adults between 13 and 19 years old and requires a $500.00 opening deposit.

*Requires a parent or legal guardian as trustee on account. Please contact Customer Service for details.

Statement Savings

  • No minimum opening balance requirements

  • A $10.00 balance must be maintained to earn interest

  • No monthly service fee

  • Unlimited number of deposits, withdrawals, and transfers in person, by mail, or by ATM

  • Up to six transfers per month¹ using preauthorized withdrawals, online banking or telephone banking (BankLine)

  • Interest is paid quarterly on the first business day of each of the following months: March, June, September, and December.  View our current rates here or for more information contact us at 610-767-3875

¹Federal Regulation limits account to allow only 6 transfers from your account each month. A fee of $5.00/item is charged for excess monthly debits. Over-the-counter and ATM withdrawals do not count toward these limits.

Additional Services

  • Account access through free Online Banking (age 16+), free Telephone Banking, ATMs, or at our branch.

  • Free Debit Card for ages 16 and up.

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*Please be advised that you are leaving The Neffs National Bank website at to a link available from this web page, either via a menu item or direct link. We are not liable for the content, incorrectness, errors, omissions or opinions expressed on these websites. We are merely providing the Internet link to these sites for your convenience. Any questions or comments concerning these external sites should be directed to them directly.

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