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The Neffs National Bank serving Lehigh, Carbon and Northampton counties. Offering a variety of deposit and loan accounts to help with all of your banking needs.

The Neffs National Bank is an independent community bank with a long tradition of quality customer service. We would like to provide you with a brief history of our institution.


On February 23, 1923, a group of prominent, civic minded and

courageous persons met and enacted The Articles of Association for

the incorporation of The Neffs National Bank, providing for the start

of urgently needed banking services to the community. The organizers

were: Calvin F. Hill, Jay B. Kern, Clayton E. Snyder, Raymond H. Moser,

Henry P. Wehr, Harvey E. Wotring and Ray J. Frantz.

The Organization Certificate was drawn on April 3, 1923, whereupon

it was signed by the organizers. There were fifty-five original

shareholders. The by-laws were adopted on November 23, 1923,

and the bank was chartered to perform its business functions on

December 20, 1923.


The first Board of Directors included: Calvin F. Hill, Harry B. Kern, Jay B. Kern, Jacob D. Kuhns, Elmer W. Kunkel, Preston E. Lentz, Joseph N. Mertz, Raymond H. Moser, Rollo O. Peters, Herbert S. Ritter, Clayton E. Snyder, Henry P. Wehr and Harvey E. Wotring. Elected as officers were: Calvin F. Hill, President; Jay B. Kern, Vice President; and Irvin H. Lengel, Cashier.

Old Entrance of Bank
Old picture of TNNB and Drive-Thru

The bank originally conducted its business operations using a small room between The Neffs Hotel and Kern & Moser's General Store.  It was not until 1937 that the present day bank building was constructed, which was expanded in 1965 and again in 1995. 


In 1986, Neffs Bancorp, Inc. was formed and continues in operation as a one-bank holding company. The Neffs National Bank is the sole subsidiary of Neffs Bancorp, Inc.

In April 2020, The Neffs National Bank opened its second location at 211 S. Best Avenue in Walnutport PA. The Walnutport Office is the first expansion of the bank outside of its long-standing location in Neffs, PA.

The Neffs National Bank - Walnutport Office

From its modest beginning in 1923, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented, independently-operated banking. Community banking continues today under dynamic leadership of a dedicated Board of Directors, the excellent cooperation of the employees and loyal support of the shareholders and depositors.

Time Line of The Neffs National Bank/Neffs Bancorp, Inc.

February 23, 1923 - Articles of Assoc. for the incorporation of The Neffs National Bank were enacted

April 3, 1923 - Organizational Certificate was drawn/signed

November 23, 1923 - Bylaws were adopted

December 20, 1923 - Bank was chartered

1923 - Assets $59,147                             Capital $14,780


1938 - Present day bank building complete


1948 - 25 year anniversary of The Neffs National Bank

            Assets $2,070,000                       Capital $197,000             


1965 - Expansion of bank building


1973 - 50 year anniversary of The Neffs National Bank 

            Assets $14,730,000                     Capital $1,241,000             


1986 - Neffs Bancorp, Inc. formed as holding company of The Neffs National Bank


1995 - Expansion of bank building


1998 - 75 year anniversary of The Neffs National Bank  

            Assets $132,581,000                  Capital - $24,538,000

2020 - Neffs, Bancorp, Inc - 

            Assets $407,158,000                  Capital  $73,873,000

2020 - The Neffs National Bank opens their second location at 211 S. Best Avenue in Walnutport, PA.

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