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The Neffs National Bank serving Lehigh, Carbon and Northampton counties. Offering a variety of deposit and loan accounts to help with all of your banking needs.

The Neffs National Bank offers a variety of consumer lending options to help you meet your financial goals.

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Home Equity Line of Credit

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The last home equity loan you will ever need!

  • Quick, easy turnaround

  • Variable interest rates with optional lock-in feature

  • 15-year draw and repayment period

  • Ask about our Home Equity Line of Credit special 

Residential Mortgage Loan

Buy, build, or refinance your home stress free and affordably. 

  • Low fees

  • Specializing in One Close Construction to Permanent Loans

  • Build equity faster and payoff your loan sooner with our Bi-Weekly Mortgage

  • Low cost refinance options

  • Free Mortgage Pre-Qualification

  • Buy Here, Pay Here - All mortgage loans remain at The Neffs National Bank

  • Jumbo mortgage loans available

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Home Equity Loan

Use the equity available in your home to complete that project, consolidate

debt or for those unexpected expenses. 

  • Quick, easy turnaround

  • Fixed rate and term

  • Lending power based on the equity available in your home

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Personal Loan / Personal Line of Credit

Funds for whatever you may need!

  • Quick, easy turnaround

  • Fixed and variable rate options

  • Secured and unsecured options

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Automobile Loan

Whether you are buying a new or used car, or just refinancing an existing

auto loan, we can get you on the road!

  • Quick, easy turnaround

  • Flexible terms available

  • Competitive rates

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Loan Originators

Kevin A. Schmidt 
Consumer/Commercial 
NMLS #738017

Ronald K. Miller
Consumer 
NMLS #738068

 

Mark R. Stewart

Consumer

NMLS #1320432

Nicole M. Sajda

Consumer

NMLS #844931

Pearl A. Sheckler

Consumer/Walnutport

NMLS #766498

 

Kristin Fritz
Consumer/Walnutport
NMLS #573196

 

Melissa A. Murtha
Consumer/Walnutport
NMLS #766497

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Loan with Pennsylvania Students in Mind

Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.

The PA Forward Student Loan Program has the following benefits:

  • No application or origination fees

  • Low fixed interest rates

  • Multiple repayment options

  • Potential interest rate rewards

  • No prepayment penalty

For undergrad, grad, and parent loans, you can even borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).

*Please be advised that you are leaving The Neffs National Bank website at www.neffsnatl.com to a link available from this web page, either via a menu item or direct link. We are not liable for the content, incorrectness, errors, omissions or opinions expressed on these websites. We are merely providing the Internet link to these sites for your convenience. Any questions or comments concerning these external sites should be directed to them directly.